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Life Settlements
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Life Settlements in Atlanta, Georgia
What Is a Life Settlement?
You may have originally purchased a life insurance policy for many different reasons. Still, if your circumstances have changed and there is no longer a need for the policy, you have options beyond lapsing the policy or accepting what little cash value may be in it. Instead of sitting on the life insurance policy you no longer want or need, or which you cannot afford, you can sell it. This sale a called a life settlement.
Considering a Life Settlement
People consider selling their life insurance policies for a variety of reasons. Every situation is different, but many people see the benefits of a life settlement payout as more helpful than their original policy.
Unaffordable Premiums
Life insurance policies can last your whole life, and your premiums can too; but if you are retired or work less than you used to, or the need for your policy is no longer a factor, you may no longer be able to afford your premiums. You may be able to sell your policy to end your life insurance payments and get money from the sale.
No Need for Income Replacement
As you work and build your life, you and your family rely on your income. But when you're older, your family members start to receive incomes of their own. The need to replace lost income in case of the death of the insured goes away. If you don't need your life insurance policy, selling it makes your invested funds available to you.
Estate Taxes Are Not a Concern
Many life insurance policies include provisions to fund estate taxes. If that need no longer applies to you, then your policy may no longer be necessary. You could benefit more from the immediate access to your life insurance policy funds.
Ready Funds Are Needed
Emergencies are unpredictable. You've been paying life insurance for decades, but health expenses and long-term care are staring you in the face now. Life settlements make your “locked” life insurance funds accessible quickly, for things like long-term care.
Improve Your Retirement Lifestyle
You made it through years of labor, and now you can finally take a break. You can sell your life insurance policy to improve your retirement lifestyle. Relax in comfort with the influx of funds you'll receive in a life settlement.
Help with Your Life Settlement
As a leading life settlement provider, it is our company's mission to evaluate potential life settlements and help policyholders realize the financial opportunity present in their life insurance policies. Our role is part guide, part teacher and part advocate, and we take our duties very seriously.
Advocates for Your Rights
We do more than just help settle your individual case. Our founder, M. Bryan Freeman, and other leaders at Habersham Funding, LLC work to advocate for legislation and regulation that, among other things, helps protect consumers like you. We work to protect the interests of policyholders from all sides. Policyholders and their advocates can rest assured knowing Habersham Funding, LLC advocates for settlement rights that add value to life insurance policies.
Learn More
The more you know about life settlements, the better decision you can make about the option that’s right for you. Review the other pages on life settlements and call our offices to find out if you are eligible for a settlement.
Habersham Funding, LLC
Building 11, Piedmont Center
3495 Piedmont Road NE, Suite 910
Atlanta, GA 30305
Phone: 404-233-8275
Toll Free: 888-874-2402
Fax: 404-949-2187
Habersham Funding is a life settlement provider that does business nationally; it can buy life settlement policies in all states and most US territories (including Washington, DC) except for Alaska, Florida, and West Virginia. This site is published for some, but not all the residents of the United States. This site is not intended for use outside of the United States.
